5. Mashups

Displaying a front-end assembly model for the cloud, mashups are applications that pull in data from multiple sources. Mashups will be a major force in the next few years, with vendors such as IBM, Serena Software and Microsoft leading the way. The disruptiveness comes in the end-user environment, where business users with little technical ability will be able to create their own mashups and assemble them in dashboards. This will introduce security and privacy challenges for the IT industry.