Microsoft Wallet Brings Tap to Pay to Windows 10 Mobile
Windows Insiders with select Lumia smartphones can now use Microsoft Wallet for contactless payments while PC users gain an activation troubleshooter.Microsoft has enabled tap to pay functionality via the mobile Microsoft Wallet app on Windows 10 Mobile preview builds 14360 and higher, the company announced on June 21. Like its rival platforms, namely Apple Pay, Android Pay and Samsung Pay, Microsoft Wallet allows smartphone-toting shoppers to pay for their groceries, dry cleaning, and other goods and services at compatible point-of-sale terminals. Users simply call up the app, hold their phones to a near-field communications (NFC)-enabled checkout device and complete their purchases. In a sign that contactless payment systems are gaining momentum in the United States, Bank of America has recently begun to update its ATMs to support cash withdrawals using Apple Pay. By the end of the year, Bank of America hopes to add the functionality to 5,000 ATMs in select markets. While Windows Phone hasn't fared as well as Apple's iPhone and the massive smartphone ecosystem powered by Android, Google's mobile operating system, it hasn't kept Microsoft from pushing its own mobile wallet.
"Microsoft Wallet is a cloud-based payment technology that will make mobile payments simple and more secure for Windows 10 Mobile devices, starting in the U.S. with our Lumia 950, 950 XL and 650, and usable in over a million retail locations; anywhere you see the contactless payment symbol or the Microsoft Wallet logo at the point of sale," stated Will White, director of Payments at Microsoft, in a June 21 announcement.