Money Essentials may be the simplest program Microsoft has ever produced. The developers will likely tweak it over the years, but Microsoft says its meant to be a clean, simple tool for aggregating separate accounts (giving one gatekeeper access to all of them by supplying your log-in information) with bill-paying, budgeting, and reporting capabilities. Unfortunately, the simplification has come at the expense of program utility.
Microsoft Money Essentials 2007
Review: Money Essentials simplifies management of your financial accounts, bill-paying, and budgeting so much that it handicaps itself.