Financial software giant Intuit has struck a $100 million deal with OpenAI to embed its tax and financial apps into ChatGPT.
Through the agreement, Intuit’s apps, including TurboTax, QuickBooks, Credit Karma, and Mailchimp, will operate within ChatGPT, allowing customers to ask questions and complete tasks related to tax returns, refunds, credit options, and other financial matters directly inside the chatbot.
With OpenAI’s large language model powering the experience, information should be presented in a more digestible format, while automating some of the more time-consuming processes.
Intuit has said it will ensure user data is not shared without explicit permission, and users will be able to choose which elements of their tax and financial information they want to provide to ChatGPT. It will also deploy multi-method validation and rely on its own data sets to reduce the risk of hallucinated responses.
“Intuit’s AI-powered financial platform helps millions of people manage their finances and run their businesses,” said Fidji Simo, CEO of Applications at OpenAI. “This partnership combines our most advanced models and global scale with Intuit’s platform capabilities to help everyone make smarter financial decisions and build more secure futures.”
OpenAI introduced the ability for developers to build apps inside ChatGPT at its annual developer conference in October. Early adopters included Booking, Expedia, Spotify, Coursera, and Canva. OpenAI has since expanded this to include payment providers, with PayPal becoming the first to plug its payment platform into ChatGPT using the Agentic Commerce Protocol.
Your own personal tax accountant
One of the key features highlighted in GPT 5.1, the latest update to OpenAI’s model, was the introduction of more defined personalities.
These include friendly, professional, and candid modes that better align with the context of a conversation. As OpenAI rolls out higher-risk agents, personalities that naturally match the sensitivity or tone of a task, along with a new operating mode tailored for analytical or creative work, should help users feel more confident interacting with these systems.
Another component of this update is improved guardrailing for specialized agents. With developers now able to build highly capable financial, legal, and technical assistants inside ChatGPT, OpenAI has introduced new oversight tools that limit off-topic reasoning, enforce domain-specific rules, and keep models focused on verifiable information. These additions are designed to reduce the likelihood of errors as ChatGPT becomes a host for more advanced third-party applications.
New routes to profitability
This agreement with Intuit and others like it is another potential revenue stream for OpenAI, which is spending billions per year to operate ChatGPT.
While it has not disclosed a uniform fee structure for developers building inside the platform, OpenAI could tighten the screws on developers through a combination of access fees, usage charges, and profit-sharing arrangements, given its enormous and expanding user base of more than 800 million daily users.
Alongside those users, OpenAI also confirmed it has over one million business accounts. For comparison, video communication app Zoom had around 185,000 business customers in the second quarter of 2025. These enterprise clients are particularly valuable, as all of them are paying for ChatGPT and may be willing to spend more on agent-driven services.
Despite the growing subscription business and new commercial avenues, there is still little indication that OpenAI will achieve profitability before the end of the decade. A leaked report suggested the company expects to burn through more than $115 billion by 2029.
Deals like Intuit’s arrive as OpenAI also pursues a massive data center buildout that could cost trillions of dollars, underscoring how much infrastructure is needed to support AI-heavy services at a global scale.